business finance
- quick and easy

Founded in 2015, Pollen Finance has established itself as SA’s leading alternative finance provider with almost R3 billion worth of funding to small and medium businesses.

We Back the Brave.

About
POLLEN FINANCE

WHO
WE ARE

Pollen Finance was established in 2015 to service a growing need by SMEs to access funding for business growth. Fast and easy access to funding is a vital component of our success.

Since 2015, we have helped businesses with up to R3 billion in short-term funding, becoming South Africa’s leading business loan provider in the fintech category.

We are backed by the Anglo African Group, an investment company in Stellenbosch that has been financing SMEs since 1994.

OUR
VISION

We are a leading provider of business loans in South Africa. Relying on sophisticated fintech infrastructure, we provide the fastest approval rates for qualifying SMEs.

Our professional service and ease of access ensure that you can depend on Pollen Finance as your first and recurring choice when a business opportunity arises.

Loans to date
R3
Billion
Fastest Approval time
6.5
hours

 

*dependent on how soon we receive your documents

“We understand the frustration of raising capital for business growth”
LOUIS DU PLESSIS,
CEO
“Traditional channels are cumbersome. With sophisticated technology, we can provide funding within hours.”
JP DU PLESSIS,
Chairman

HOW IT
WORKS

EASY ONLINE
APPLICATION

We know you are busy, that’s why our application process will only take a few minutes of your time.

Click on the apply button.

Determine the amount you wish to loan (amounts between R50k to R6m).

Answer the few easy questions and provide us with your contact details, then submit.

QUALIFYING
CRITERIA

We know that the biggest challenge to all small and medium-sized businesses is access to finance. Whilst we wish we could assist everyone, we have an obligation towards you, to loan responsibly and with discretion. Our pre-qualifying criteria assists us with this.

  • You need to have a registered business that has been trading for at least 1 year. (Start-ups do not qualify).
  • A minimum annual turnover of R1 million (or R85 000 p/m).

DOCUMENTS
REQUIRED

Our consultants will contact you within hours to verify your application and to request these documents:

  • Latest 6-months bank statements of your business
  • A Pollen application form (we will provide this to you for your signature)

If preliminary approval has been granted, based on our system’s assessment of your business cash flow, a few more legal documents will be requested.

WE ARE DEPENDENT ON YOU TO SUPPLY US WITH THE CORRECT INFO, ONCE RECEIVED, AND IF APPROVED, WE PROMISE TO HAVE THE FUNDS IN YOUR BANK ACCOUNT WITHIN HOURS - THE FASTER YOU SUPPLY US WITH THE FEW DOCUMENTS WE REQUEST, THE FASTER WE CAN FUND YOU.

OUR
FEES

  • We charge an all inclusive fee of 25% of the amount loaned. Eg. your business loans R100,000, your fee would be R25, 000 and you would therefore pay back R125,000 over the period of the loan *
  • There are NO upfront payments required. You only start paying after you have received the full loan amount in your company bank account
  • There are NO hidden costs such as application fees etc

OUR LOANS
ARE SHORT
TERM

  • The loan term is a maximum of 8 months subject to certain conditions.
  • The standard loan is repayable in equal weekly instalments
  • Monthly instalments are available for qualifying businesses, dependent on one s cash flow
  • Early settlement discounts of up to 75% are available

FAST
FUNDING

  • We make really fast decisions based on you businesses performance with the help of sophisticated technology. This allows you to respond to every opportunity that comes your way as a business. No red tape, no queues, no hassle. A simple yes or no within hours of applying

* Loan periods may differ, depending on your specific agreement with us.

your business is the backbone
of our economy

TYPES OF INDUSTRIES
WE SERVE

Securing a Pollen Business Loan

AS EASY AS...

1

APPLY
ONLINE

Our consultants will then contact you to confirm the documentation we require.

These documents help us verify that you qualify for a loan and determines the amount.

2

SUBMIT
DOCUMENTS

Our sophisticated technology allows us to make a responsible decision, based on your business performance over the past year.

Every application is strictly confidential.

3

GET YOUR
LOAN

On approval, your funds will be transferred into your nominated account within hours.

Become a BROKER

Pollen Finance has established a comprehensive network of brokers who form an integral part of our team.
Our easy access and fast payout model has ensured that we now partner with SA’s leading financial brokerage companies.
Our commission structures are considered to be the most generous within our industry.
Commissions are payed on signature of the contract with the client and are repeatable for up to two years.
We invite you to join us on this exciting journey as we help fund the backbone of our economy.
Simply submit the form below and our lead broker will get back to you soonest.
Our brokers are typically individuals or organisations that interact with small to medium business on a regular basis. Accountants, bookkeepers, insurance brokers, business consultants and similar institutions are perfect candidates.

Become a lead provider today and assist your clients with the funding they need to grow their business.

  • Pollen Finance approves loans of up to R6m within hours
  • Your commission is paid immediately on approval
  • Earn further commissions each time a client is successfully refinanced
  • Register today and help your clients with their businesses

TO BECOME A BROKER PLEASE SUBMIT YOUR DETAILS

This field is for validation purposes and should be left unchanged.

Get in touch

ADDRESS

Pollen Finance
4th Floor,
43 Plein Street
Stellenbosch
7600

T +27 (0) 86 199 9922
F +27 (0) 86 498 9847
E info@pollenfinance.co.za

This field is for validation purposes and should be left unchanged.