We Back the Brave.
- quick and easy
Pollen Finance was established in 2015 to service a growing need by SMEs to access funding for business growth. Fast and easy access to funding is a vital component of our success.
Since 2015, we have helped businesses with up to R3 billion in short-term funding, becoming South Africa’s leading business loan provider in the fintech category.
We are backed by the Anglo African Group, an investment company in Stellenbosch that has been financing SMEs since 1994.
We are a leading provider of business loans in South Africa. Relying on sophisticated fintech infrastructure, we provide the fastest approval rates for qualifying SMEs.
Our professional service and ease of access ensure that you can depend on Pollen Finance as your first and recurring choice when a business opportunity arises.
We know you are busy, that’s why our application process will only take a few minutes of your time.
Click on the apply button.
Determine the amount you wish to loan (amounts between R50k to R6m).
Answer the few easy questions and provide us with your contact details, then submit.
We know that the biggest challenge to all small and medium-sized businesses is access to finance. Whilst we wish we could assist everyone, we have an obligation towards you, to loan responsibly and with discretion. Our pre-qualifying criteria assists us with this.
You need to have a registered business that has been trading for at least 1 year. (Start-ups do not qualify).
A minimum annual turnover of R1 million (or R85 000 p/m).
Our consultants will contact you within hours to verify your application and to request these documents:
- Latest 6-months bank statements of your business
- A Pollen application form (we will provide this to you for your signature)
If preliminary approval has been granted, based on our system’s assessment of your business cash flow, a few more legal documents will be requested.
WE ARE DEPENDENT ON YOU TO SUPPLY US WITH THE CORRECT INFO, ONCE RECEIVED, AND IF APPROVED, WE PROMISE TO HAVE THE FUNDS IN YOUR BANK ACCOUNT WITHIN HOURS - THE FASTER YOU SUPPLY US WITH THE FEW DOCUMENTS WE REQUEST, THE FASTER WE CAN FUND YOU.
- We charge an all inclusive fee of 25% of the amount loaned. Eg. your business loans R100,000, your fee would be R25, 000 and you would therefore pay back R125,000 over the period of the loan *
- There are NO upfront payments required. You only start paying after you have received the full loan amount in your company bank account
- There are NO hidden costs such as application fees etc
- The loan term is a maximum of 8 months subject to certain conditions.
- The standard loan is repayable in equal weekly instalments
- Monthly instalments are available for qualifying businesses, dependent on one s cash flow
- Early settlement discounts of up to 75% are available
- We make really fast decisions based on you businesses performance with the help of sophisticated technology. This allows you to respond to every opportunity that comes your way as a business. No red tape, no queues, no hassle. A simple yes or no within hours of applying
* Loan periods may differ, depending on your specific agreement with us.
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Our consultants will then contact you to confirm the documentation we require.
These documents help us verify that you qualify for a loan and determines the amount.
Our sophisticated technology allows us to make a responsible decision, based on your business performance over the past year.
Every application is strictly confidential.
On approval, your funds will be transferred into your nominated account within hours.