Terms & CONDITIONS

APPLICATION FEES

If your loan application is unsuccessful, there’s no charge. If you’re successful, there’s a once-off, upfront fee with no hidden costs. All fees will be disclosed upfront before we enter into any contract.

WHAT WILL IT COST MY BUSINESS?

There are NO upfront payments. The fee is repayable in equal instalments over the period of the loan. A Pollen consultant will be available to discuss any of your questions prior to entering into a facility agreement.

RENEWAL POLICY

Please contact us if you would like to renew or refinance your loan as this is not an automatic process. Most lenders will only consider renewing or refinancing your loan subject to your meeting their lending criteria and responsible lending obligations. Fees may be imposed. These will be disclosed upfront. Non-payment may affect your credit rating, which may in turn affect your ability to borrow in the future.

FINANCIAL IMPLICATIONS OF NON-PAYMENT

Additional fees may be imposed for non-payment, depending on the policy of the individual lender. These will be disclosed upfront and ahead of you entering into any facility agreement.